1小时前
· Decrypt
MoonPay's PayBox Puts a Crypto Wallet Inside Claude and ChatGPT—And Lets It Pay for Things
MoonPay <a href="https://www.prnewswire.com/news-releases/moonpay-launches-paybox-a-payment-vault-for-claude-and-chatgpt-that-turns-prompts-into-payments-302837796.html" target="_blank" class="sc-adb616fe-0 bJsyml" rel="nofollow">launched PayBox today</a>—a payment vault that plugs into Claude and ChatGPT and lets AI agents, software programs that complete tasks autonomously on your behalf, to actually spend money for you.
The mechanics are fairly straightforward. The vault acts as a secure digital safe that stores both crypto wallets and payment cards. You tell the chatbot what you want. The AI then lines up the transaction. You approve it with a passkey (a secure digital key stored on your phone or device, like Face ID for payments). The money then moves.
"The card hid the cash. The phone hid the card. This is the era where money disappears into conversation," MoonPay CEO Ivan Soto-Wright said in a statement. "Billions of AI agents are coming online, and every one of them will need to hold, move, and spend money safely.” (Disclosure: MoonPay Ventures is an investor in Dastan, <i>Decrypt</i>’s parent company.)
Until now, Claude and ChatGPT could research investments, compare flight prices, and plan purchases—but couldn't complete them. You still had to open a browser, log into a payment service, and do the actual transaction yourself. PayBox aims to close that gap.
First integrations live at launch: restaurant reservations, flight bookings, and shopping across major online retailers. Users can also swap tokens, bridge funds between blockchains, and route money into DeFi protocols like <a href="https://aave.com/" target="_blank" rel="nofollow external noopener" class="sc-adb616fe-0 bJsyml">>Aave</a>.
PayBox supports Solana and seven Ethereum-compatible chains (Ethereum itself, Hyperliquid, Tempo, Base, Robinhood Chain, Arbitrum, and Polygon) at launch. It also works with x402, an open payment protocol that Coinbase developed and has since donated to the Linux Foundation—now backed by Visa, Mastercard, Stripe, Shopify, AWS, and Anthropic—that lets AI agents pay any service built to accept agent-initiated transactions.
PayBox didn't come out of nowhere. MoonPay has been building toward this for most of 2026. In March, the company released an <a href="https://decrypt.co/362162/moonpay-launches-open-source-wallet-standard-for-ai-agents" target="_blank" class="sc-adb616fe-0 bJsyml" rel="nofollow">open wallet standard</a> for AI agents, backed by PayPal, the Ethereum Foundation, and the Solana Foundation. In May, it launched an <a href="https://decrypt.co/368875/buy-bitcoin-xrp-chatgpt-moonpay" target="_blank" class="sc-adb616fe-0 bJsyml" rel="nofollow">app letting users buy crypto inside ChatGPT</a>—though that version still sent users to a checkout page to complete the purchase. In June, it shipped a <a href="https://decrypt.co/369746/moonpay-brings-crypto-transactions-claude-codex-moonagents" target="_blank" class="sc-adb616fe-0 bJsyml" rel="n